Mortgage Agent Serving the Niagara Region

If you’re buying, renewing, or refinancing a home in the Niagara Region, working with a
local Mortgage Agent can help you secure a mortgage that fits both your lifestyle and long-term goals.

I’m Danny Benjamin, a licensed Mortgage Agent Level 2 with TLC Mortgage Group. I help clients
across Niagara — including St. Catharines, Niagara Falls, Welland, and surrounding communities — navigate lender
options with clarity and confidence.


Book a Free Niagara Mortgage Review

Local Mortgage Advice for Niagara Homebuyers

The Niagara Region offers a wide range of housing options — from first-time buyers entering the market to homeowners
renewing or refinancing. Each situation requires a tailored mortgage strategy.

As a Mortgage Agent serving Niagara, I compare mortgage options from
major banks, credit unions, and alternative lenders to help you choose a solution that supports your
financial future.

  • First-time home purchases
  • Mortgage renewals and reviews
  • Refinancing and debt consolidation
  • Self-employed and non-traditional income solutions

Mortgage Services in the Niagara Region

First-Time Home Buyers

Buying your first home in Niagara can feel overwhelming. I help first-time buyers understand pre-approvals,
affordability, incentives, and next steps — so you can move forward confidently.

Mortgage Renewals

Many Niagara homeowners automatically renew without reviewing their options. I help you assess your renewal and
explore alternatives that may improve your mortgage structure.

Refinancing & Debt Consolidation

Refinancing your Niagara home may allow you to consolidate debt, reduce monthly payments, or access equity for
important goals.

Self-Employed & Complex Mortgages

If you’re self-employed or have variable income, I work with lenders who understand flexible qualification and
real-world income.

Why Work With a Mortgage Agent in Niagara

Many people search for a “mortgage broker in Niagara,” but in Ontario, the licensed professional helping you is called
a Mortgage Agent.

Unlike dealing directly with a single bank, a Mortgage Agent compares mortgage options across multiple lenders and
provides independent advice tailored to your situation.

  • Access to multiple lenders
  • Local Niagara market insight
  • Clear, no-pressure guidance
  • Support from application to funding

Niagara Mortgage FAQs

Is it better to use a mortgage agent or a bank in Niagara?

A mortgage agent compares multiple lenders and mortgage structures, while a bank can only offer its own products —
often resulting in better long-term outcomes.

How early should I get a mortgage pre-approval in Niagara?

Ideally 3–6 months before buying. Early planning gives you stronger negotiating power and clarity.

Can a mortgage agent help with renewals in Niagara?

Yes. Renewals are an opportunity to reassess your mortgage — not just accept a rate. Many homeowners benefit from
reviewing their options.

Do mortgage agents charge a fee?

In most standard residential mortgages, no. Mortgage Agents are typically compensated by the lender.

Serving Niagara & Surrounding Areas

I also assist clients throughout the Greater Golden Horseshoe:

Speak With a Niagara Mortgage Agent

Whether you’re purchasing your first home, renewing an existing mortgage, or considering a refinance, working with a
Mortgage Agent who understands the Niagara Region can help you make confident decisions.


Schedule Your Free Niagara Mortgage Consultation